Circuit & Chime

Are Security Cameras Worth It?

It depends which of three jobs you are buying one for. A camera is genuinely good at one of them, decent at another, and cannot do the third at all — and the monthly fee decides whether the whole thing stays worth it in year three.

By Stephen V.Last updated How we test

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Frequently asked questions

Are home security cameras worth it?

For recording what happened and for knowing when somebody is at your door, yes — and if you buy a camera that records to a memory card, the whole thing costs you nothing after the hardware. For stopping a crime in progress, no: a camera cannot intervene. And we are not going to tell you cameras deter burglars, because we have not found a first-party or federal source that quantifies it. Buy one for evidence and awareness and you will not be disappointed.

Do security cameras deter burglars?

We cannot cite a number for that, so we will not claim one. Federal statisticians at the Bureau of Justice Statistics publish household burglary victimisation data from the national crime survey, but a visible-camera effect size is not something we have a source for — and the honest position is that a camera's deterrent value is plausible and unquantified in anything we have read. If deterrence is your main goal, lighting, a solid door, a reinforced strike plate and an alarm with a siren are the measures with clearer mechanisms.

How much does a security camera really cost to run?

On a no-fee camera, nothing beyond electricity and a memory card you buy once. Wyze states that every Wyze Cam has a microSD slot, that you can choose Continuous or Events Only recording, and that local storage is free. TP-Link publishes microSD up to 512GB on the Tapo C120 and lists its AI detection as free. On a plan-based camera the picture is completely different — Ring's own plans page sets out tiers covering up to 180 days of playback and person, package and vehicle alerts, and those alerts are plan features rather than hardware ones.

Is one camera enough?

One camera at the main entrance is worth far more than three in the wrong places, and it is the right way to start. Our guide on how many security cameras you need works through the coverage question properly; the short version is that entrances, the approach to them and any sightline into a garden do the useful work, and that a camera watching a fence line you never look at is a camera you will stop looking at.

What is the honest case against buying a camera?

Four things. Alert fatigue — you will mute the app within a month unless the detection is good. Footage you never watch, which is almost all of it. Privacy, both for your household and for everyone who walks past, which is why the FTC publishes consumer guidance on securing home cameras. And maintenance: batteries to charge, firmware to update, an account to keep secure. None of those is a reason not to buy one; all of them are reasons to buy fewer, better placed.

Are cheap security cameras any good?

The cheap end of this category is genuinely strong, which was not true five years ago. Wyze publishes 2.5K QHD, a starlight sensor with colour night vision, 24/7 local recording to a microSD card up to 256GB, a 99dB siren and IP65 on the Cam v4. TP-Link publishes 2K QHD, a starlight sensor, IP66 and microSD up to 512GB on the Tapo C120. Both record without a plan. Spend more for better night coverage, longer battery, or a base station holding footage for several cameras — not for basics.

Should I buy a camera or an alarm system?

Different jobs. A camera tells you and records; an alarm makes noise, and with monitoring it brings somebody. If you want a response rather than a record, you are shopping for a system — and UL publishes a certification standard for the monitoring stations that answer those alarms, which is the detail worth checking in any monitored offer. Our self-monitoring versus professional monitoring guide covers which you actually need.

Will a camera lower my insurance?

We have no source for a figure, so we are not going to publish one. Insurers differ, discounts are often tied to monitored alarm systems rather than cameras, and anything we told you would be a guess. Ask your own insurer what they credit and get the answer in writing before you factor it into the maths.

Sources

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